Car affordability calculator

Estimate what a car could cost you each month. Change the deposit, trade-in, rate, term and balloon and the figures update straight away.

A balloon (residual) leaves part of the price unpaid until the end of the term. It lowers your monthly payment, but you still owe that amount as a lump sum when the term ends.

Estimated monthly payment

R6934

over 72 months

Vehicle price
R350000
Deposit
R0
Trade-in
R0
Estimated financed amount
R350000
Estimated rate
12.5% per year
Term
72 months
Balloon amount
R0
Estimated total repayment
R499242
Estimated interest cost
R149242

Important: This calculator provides an estimate for illustration purposes only. Actual repayments, interest rates, fees and approval requirements vary by lender and individual circumstances. This is not a finance offer or approval.